NDIS Section 48 Review

Last updated: March 2026

If your NDIS plan isn't meeting your needs or circumstances have changed significantly, an NDIS Section 48 Review could be your pathway to better funding. Under the National Disability Insurance Scheme Act 2013, Section 48 gives you the right to request a review of your current plan at any time. Understanding how to navigate this process effectively can mean the difference between struggling with inadequate supports and accessing the funding you truly need.

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Key Takeaway

Section 48 Reviews allow NDIS participants to request plan changes at any time when circumstances change, but success depends on providing strong evidence and understanding the NDIA's assessment criteria.

646,449

Active NDIS Participants

as of Q2 2025-26

$71,000

Average Plan Value

annual funding per participant

68%

Plan Review Success Rate

participants receive funding increases

42 days

Average Review Processing Time

from application to decision

What Is an NDIS Section 48 Review?

An NDIS Section 48 Review is a formal request for the National Disability Insurance Agency (NDIA) to reconsider your current plan outside of the regular scheduled review process. Named after Section 48 of the NDIS Act 2013, this provision allows participants to seek plan modifications when their circumstances have changed or when they believe their current plan doesn't adequately meet their reasonable and necessary support needs.

Unlike scheduled plan reviews that occur annually or bi-annually, Section 48 Reviews can be initiated at any time by the participant, their nominee, or their plan nominee. The review process examines whether your current supports align with Section 34 of the NDIS Act, which defines supports as reasonable and necessary based on your disability-related needs, goals, and circumstances.

Common triggers for Section 48 Reviews include changes in living arrangements, deterioration in functional capacity, new diagnoses, changes in informal support networks, or evidence that current funding levels are insufficient to meet assessed needs. The NDIA has 42 days from receiving your request to make a determination, though complex cases may take longer.

It's important to understand that requesting a Section 48 Review puts your entire plan under scrutiny. While you may receive increased funding in some categories, the NDIA could also reduce funding in areas they determine are over-funded or no longer necessary.

Legal Grounds for Section 48 Reviews Under NDIS Legislation

The legal framework for NDIS plan reviews is established under Section 48 of the NDIS Act 2013, which states that the CEO may review a participant's plan at any time if satisfied that the participant's circumstances have changed in a way that may affect the plan. This broad legislative power provides participants with significant rights to seek plan modifications.

Your Section 48 Review request must demonstrate how your circumstances relate to the reasonable and necessary criteria under Section 34 of the Act. These criteria include that supports must be related to your disability, represent value for money, and be most appropriately funded through the NDIS rather than other service systems like health or education.

The NDIA's Operational Guidelines specify that circumstances warranting a Section 48 Review include changes in your functional capacity, living situation, informal support arrangements, or goals and aspirations. Evidence might include new medical reports, functional capacity evaluations, or documentation showing that current supports are insufficient to meet your assessed needs in categories such as Category 15: Improved Daily Living or Category 7: Support Coordination.

If you disagree with the NDIA's Section 48 Review decision, you have rights under Section 100 of the NDIS Act to request an internal review within three months of the decision. This creates a clear pathway for challenging unfavourable determinations through the NDIA's internal review process.

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Critical Warning About Section 48 Review Risks

Important: Requesting a Section 48 Review puts your entire NDIS plan under review, not just the specific supports you want to change. This means the NDIA could potentially reduce funding in some categories while increasing others, or even decrease your overall plan value if they determine some supports are no longer reasonable and necessary.

Before proceeding, carefully document why each aspect of your current plan remains necessary and gather evidence for any requested increases. Consider seeking advice from a qualified Support Coordinator or NDIS advocacy service before submitting your request.

The review process cannot be reversed once initiated, and you cannot withdraw your application once the NDIA begins their assessment. Ensure you have strong evidence and a clear rationale before proceeding with your Section 48 Review request.

How to Request a Section 48 Review: Step-by-Step Process

Initiating a Section 48 Review requires careful preparation and following the NDIA's prescribed process. Start by calling the NDIA on 1800 800 110 to discuss your circumstances and confirm that a Section 48 Review is the appropriate pathway. The NDIA may suggest waiting for your scheduled review if it's due within the next few months.

To formally request your review, you'll need to complete the NDIA's Section 48 Review application form, available through your myNDIS participant portal or by calling the contact centre. Your application must clearly articulate what circumstances have changed since your last plan and how these changes affect your support needs across different NDIS categories.

Submit comprehensive evidence supporting your request, including recent medical reports, therapy assessments, functional capacity evaluations, and quotes for proposed supports. For example, if requesting increased therapy funding, provide reports demonstrating the need for services at the current Therapist price limit of $214.41 per hour for psychologists or appropriate rates for other allied health professionals.

The NDIA will acknowledge your application within five business days and assign a planner or delegate to conduct the review. They may request additional information, conduct phone interviews, or arrange face-to-face planning meetings depending on the complexity of your circumstances and requested changes.

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Evidence Requirements and Documentation for Successful Reviews

The strength of your Section 48 Review application depends heavily on the quality and relevance of your supporting evidence. The NDIA requires evidence that demonstrates both the change in your circumstances and the connection between these changes and your support needs under the reasonable and necessary criteria.

Medical evidence should include recent reports from relevant specialists, updated diagnoses, functional assessments, and clear recommendations for specific supports. Allied health professionals should provide detailed reports outlining how your functional capacity has changed and what interventions are recommended, including frequency and duration of proposed supports.

Collect evidence showing the inadequacy of current funding levels, such as provider invoices demonstrating that current category budgets are insufficient, waitlists for essential services, or documentation of unmet goals due to funding constraints. For capacity building supports in categories like assistive technology, include occupational therapy recommendations and quotes from registered NDIS providers.

Your evidence should address each NDIS support category separately, showing how changes in your circumstances affect your needs for supports like personal care, community participation, or employment-related assistance. Include costings based on current NDIS price guide rates and demonstrate that proposed supports represent value for money compared to alternative interventions.

Evidence TypeRequired ForKey Elements
Medical ReportsAll health-related requestsRecent diagnosis, prognosis, functional impact
Allied Health AssessmentsTherapy/capacity buildingSpecific recommendations, frequency, goals
Provider QuotesNew or increased supportsNDIS registered providers, current price guide rates
Functional AssessmentsPersonal care/daily livingADL capacity, support requirements, hours needed
Goal EvidenceAll categoriesProgress reports, barriers to achievement

Common Reasons for Section 48 Review Success and Failure

Successful Section 48 Reviews typically demonstrate clear changes in circumstances supported by professional evidence and strong connections to the reasonable and necessary criteria. The most successful applications show deterioration in functional capacity with medical evidence, changes in living arrangements requiring different support models, or new diagnoses creating additional support needs.

Failed applications often lack sufficient evidence of changed circumstances, request supports that don't meet value for money requirements, or seek funding for services more appropriately provided through mainstream systems like health or education. The NDIA frequently rejects requests that appear to be convenience-based rather than disability-related necessity.

Analysis of NDIA decision patterns shows that requests supported by multiple professional assessments have significantly higher success rates than those based on participant self-reporting alone. Applications that clearly articulate how requested supports will help achieve specific goals and demonstrate progression from previous interventions are more likely to be approved.

Common rejection reasons include insufficient evidence of changed circumstances, requesting supports at higher intensity than can be justified by functional need, or failing to demonstrate that current supports have been inadequate despite proper implementation. The NDIA also rejects requests that don't show consideration of informal supports or mainstream service options.

Therapist providing rehabilitation services

Pro Tip: Timing Your Section 48 Review Strategically

Strategic timing can significantly improve your Section 48 Review success rate. Submit your request when you have the strongest possible evidence package, ideally including recent assessments from multiple professionals. Avoid requesting reviews too close to your scheduled review date, as the NDIA may defer your application to the regular review process.

Consider the NDIA's operational calendar when timing your submission. Reviews submitted during peak periods (January-February and June-July) may experience longer processing times due to scheduled review volumes. Allow adequate time for evidence gathering rather than rushing your application with incomplete documentation.

If your circumstances are rapidly changing due to a degenerative condition, submit your review request early in the change process when you can still access comprehensive assessments and before your condition makes evaluation more difficult.

Understanding NDIA Decision-Making Criteria for Section 48 Reviews

NDIA planners assess Section 48 Review requests against specific criteria outlined in the Operational Guidelines and Section 34 of the NDIS Act. The primary consideration is whether your changed circumstances create different support needs that are reasonable and necessary, taking into account your goals, informal supports, and other government services available to you.

The NDIA evaluates whether proposed supports represent value for money by comparing costs with expected outcomes and considering whether less expensive alternatives could achieve similar results. They also assess whether supports are most appropriately funded through the NDIS rather than health, education, or other service systems.

Planners consider the sustainability of proposed supports and whether they align with your long-term goals and capacity building objectives. They evaluate whether current supports have been properly utilised and whether any issues could be resolved through better plan implementation rather than increased funding.

The decision-making process also examines your informal support network and whether changes in family circumstances or carer availability have created additional support needs. The NDIA considers whether proposed supports complement rather than replace reasonable informal supports from family members or others in your network.

Professional consultation on disability support options
Assessment CriteriaNDIA ConsiderationEvidence Required
Changed CircumstancesSignificant change since last planMedical reports, functional assessments
Reasonable & NecessaryMeets Section 34 criteriaProfessional recommendations, goal alignment
Value for MoneyCost-effective interventionProvider quotes, outcome projections
Informal SupportsAppropriate reliance on family/carersCarer assessments, capacity documentation
Other SystemsNot health/education responsibilityService system gap documentation

What Happens After Your Section 48 Review Decision

Once the NDIA makes a decision on your Section 48 Review, you'll receive written notification outlining any changes to your plan and the effective date of modifications. If your review is successful, your updated plan will be available through the myNDIS participant portal within five business days, and you can begin using new supports immediately.

Successful reviews result in a replacement plan with updated funding allocations across relevant support categories. Your plan end date typically remains unchanged unless specifically modified as part of the review. New supports become available immediately, while any reduced funding takes effect from the decision date.

If your Section 48 Review is unsuccessful, the NDIA will provide written reasons for their decision referenced to specific criteria under the NDIS Act. You have the right to request an internal review under Section 100 of the NDIS Act within three months if you disagree with the decision. Internal reviews are conducted by different NDIA staff who weren't involved in the original decision.

Unsuccessful applicants should carefully review the NDIA's reasons and consider whether additional evidence might support a future Section 48 Review request. However, repeated applications without substantial new evidence or changed circumstances are unlikely to succeed and may be rejected without full assessment.

Comparison

Review TypeWhen AvailableProcessing TimeScope of Review
Section 48 ReviewAny time with changed circumstances42 days averageEntire plan under review
Scheduled Plan ReviewAt plan end date60-90 daysComprehensive plan reassessment
Section 100 Internal ReviewWithin 3 months of adverse decision60 daysOriginal decision only
Administrative Appeals TribunalAfter internal review6-12 monthsLegal merits review
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Checklist

Gather recent medical and allied health reports

Ensure all evidence is dated within the last 6-12 months and specifically addresses your changed circumstances and support needs

Document specific changes since your last plan

Create a clear timeline showing what has changed in your functional capacity, living situation, or support needs

Collect provider quotes and costings

Obtain quotes from registered NDIS providers using current price guide rates for any new or increased supports you're requesting

Review your current plan utilisation

Ensure you can demonstrate that existing supports are being used appropriately and are insufficient for your current needs

Prepare goal-focused justifications

Link all requested supports to specific NDIS goals and explain how they'll help you achieve better outcomes

Consider informal support changes

Document any changes in family or carer availability that have affected your support needs

Complete the formal application thoroughly

Use the official NDIA Section 48 Review form and provide comprehensive responses to all questions

Plan for potential plan reductions

Prepare evidence defending all aspects of your current plan that you want to maintain, not just areas where you want increases

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Frequently Asked Questions

How long does an NDIS Section 48 Review take to process?
The NDIA has 42 days to make a decision on Section 48 Review requests from the date they receive your complete application. However, this timeframe may extend if they request additional information or need to conduct further assessments. Complex cases involving multiple support categories or significant funding increases may take longer. The NDIA will notify you if they need more time and provide regular updates on your application status.
Can I request a Section 48 Review if my plan was recently approved?
Yes, you can request a Section 48 Review at any time, even if your plan was recently approved, provided you can demonstrate that your circumstances have changed since the plan was developed. However, the NDIA may question why these changes weren't identified during your recent planning process, so you'll need strong evidence that the changes are new or have worsened since your last plan. Consider whether the issue might be resolved through better plan implementation before requesting a full review.
What happens if my Section 48 Review results in reduced funding?
If your Section 48 Review results in funding reductions, the NDIA will provide written reasons explaining why they determined certain supports are no longer reasonable and necessary. Reduced funding takes effect from the decision date, and you'll need to adjust your support arrangements accordingly. You have the right to request an internal review under Section 100 of the NDIS Act within three months if you disagree with any funding reductions. The internal review will examine both increases and decreases in your plan.
Do I need professional reports to support my Section 48 Review application?
While not legally required, professional reports significantly improve your chances of success in Section 48 Reviews. The NDIA expects evidence from qualified professionals such as doctors, allied health practitioners, or support coordinators to validate your claims about changed circumstances. Self-reporting alone is rarely sufficient, especially for requests involving significant funding increases. Recent reports dated within 6-12 months carry more weight than older assessments in demonstrating current support needs.
Can my Support Coordinator request a Section 48 Review on my behalf?
Your Support Coordinator can assist with preparing your Section 48 Review application and provide professional recommendations, but they cannot formally request the review unless they are your appointed plan nominee. As the participant, you must make the formal request yourself or have it submitted by your legally appointed nominee. However, Support Coordinators funded under Category 7 can provide valuable assistance in gathering evidence, completing forms, and liaising with the NDIA during the review process.
What evidence do I need to show that my current NDIS plan is inadequate?
To demonstrate plan inadequacy, provide evidence such as provider invoices showing budget exhaustion before plan periods end, waitlists for services due to insufficient funding, unmet goals documented in progress reports, or professional assessments identifying support gaps. Include documentation showing you've maximised informal supports and mainstream services but still have unmet disability-related needs. Compare your current capacity building outcomes with planned goals to highlight where additional supports are needed to achieve reasonable progress under your plan.

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