How to Get More NDIS Funding

Last updated: March 2026

If you're struggling to make your NDIS funding cover your essential supports, you're not alone. Many participants find their initial plan allocations fall short of their actual needs, leaving them wondering how to get more NDIS funding to bridge the gap. The good news is that there are legitimate pathways to increase your funding allocation, from optimising your current plan to requesting formal reviews.

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Key Takeaway

Successfully increasing your NDIS funding requires understanding the 'reasonable and necessary' criteria under Section 34 of the NDIS Act 2013, building strong evidence for your support needs, and knowing when and how to request plan reviews.

646,449

Active NDIS Participants

As of Q2 2025-26 quarterly report

$71,700

Average Plan Value

Annual plan budgets across all participant groups

67%

Successful Plan Reviews

Of requests result in some funding increase

43%

Internal Review Success Rate

Under Section 100 of the NDIS Act 2013

Understanding Your Current NDIS Plan Structure

Before you can identify opportunities for additional funding, it's crucial to understand how your NDIS plan is structured. Your plan is divided into three main budgets: Core Supports (flexible funding for daily activities), Capacity Building (skill development and independence), and Capital Supports (equipment and home modifications).

Each budget contains specific support categories with allocated amounts. For example, Category 15 (Improved Daily Living) typically covers personal care and household tasks, whilst Category 7 (Support Coordination) helps you navigate and implement your plan. Understanding these categories helps you identify which areas may be underfunded for your needs.

Many participants don't realise that Core Support funds can be used flexibly across different support types within that budget. If you have unused funds in one Core category, you can often redirect them to areas where you need more support, maximising your existing allocation before seeking additional funding.

The 'Reasonable and Necessary' Criteria Under Section 34

Section 34 of the NDIS Act 2013 outlines the fundamental criteria that all NDIS supports must meet to qualify for funding. Understanding these criteria is essential when building your case for additional funding. Supports must be related to your disability, represent value for money, and be likely to be effective in meeting your goals.

The criteria also require that supports help you pursue your goals, maintain your functional capacity, or prevent deterioration. When requesting additional funding, you must demonstrate how the proposed supports meet these requirements. This isn't just about wanting more services – it's about proving genuine need based on your disability and circumstances.

Documentation is key here. Reports from allied health professionals, evidence of changing needs, or demonstrations that current funding levels aren't meeting reasonable and necessary requirements all strengthen your case. The NDIA must consider whether supports are reasonable in the context of what would be considered normal daily living expenses for someone without a disability.

Using technology to analyse NDIS plan data

NDIA Plan Review Process Under Section 48

Section 48 of the NDIS Act 2013 gives you the right to request a plan review when your circumstances change or when your current plan isn't meeting your reasonable and necessary support needs. You can request a review at any time – you don't have to wait until your scheduled annual review.

To request a plan review, contact the NDIA on 1800 800 110 or submit a request through the myplace participant portal. The NDIA typically responds to review requests within 28 days, though complex cases may take longer. During this process, they'll assess whether your support needs have changed and if additional funding is justified.

The review process involves reassessing your functional capacity, goals, and support requirements. Be prepared to provide updated assessments from healthcare professionals, evidence of changed circumstances, or documentation showing why your current funding is insufficient. The more comprehensive your evidence, the stronger your case for additional funding.

Common Funding Gaps and How to Address Them

Many NDIS participants experience funding shortfalls in specific areas. Therapy supports often run out quickly, particularly given current pricing – psychologists are funded at $214.41 per hour, and with weekly sessions, annual allocations can be exhausted within months. If you're facing this situation, document the medical necessity for ongoing therapy and how it relates to your NDIS goals.

Transport funding is another common gap. Many participants find their transport allocation insufficient for accessing community activities, employment, or essential services. When requesting additional transport funding, provide specific examples of activities you cannot access due to funding constraints and how this impacts your independence and community participation goals.

Home modifications supporting independent living
Support CategoryCommon Funding GapEvidence Required
Therapy SupportsInsufficient hours for recommended treatmentAllied health reports, treatment plans
TransportCannot access community/employmentActivity schedules, distance calculations
Support WorkersHours don't cover assessed needsFunctional capacity assessments
EquipmentItems not funded or inadequateOT recommendations, quotes

Critical Warning: What Not to Do When Seeking More Funding

Never misrepresent your circumstances or inflate your support needs when requesting additional NDIS funding. The NDIA conducts thorough assessments and has access to medical records and previous reports. Providing false or misleading information can result in plan suspension, funding recovery, and potential legal consequences.

Avoid making requests without proper documentation. Vague complaints about insufficient funding without supporting evidence rarely result in increases. Similarly, don't assume that comparing your plan to another participant's will strengthen your case – each plan is individualised based on specific circumstances and needs.

Building Your Evidence Portfolio

Successful funding increases rely on strong evidence that demonstrates unmet reasonable and necessary needs. Start by gathering current reports from all healthcare professionals involved in your care. These should specifically address how your disability impacts your daily functioning and what supports are required to address these impacts.

Functional capacity assessments are particularly valuable, as they provide objective measurements of your support needs. If your circumstances have changed since your last planning meeting, ensure you have professional reports documenting these changes and their impact on your support requirements.

Keep detailed records of how you're currently using your funding and where gaps exist. If you're consistently running out of funding in specific categories before your plan period ends, this provides concrete evidence of underfunding. Screenshots of your plan utilisation from the myplace portal can support these claims.

Therapist providing rehabilitation services

Internal Review Process Under Section 100

If your plan review request is unsuccessful or you disagree with the NDIA's decision, Section 100 of the NDIS Act 2013 provides the right to request an internal review. This is a formal process where a different NDIA officer reviews the original decision and all supporting evidence.

Internal review requests must be submitted within three months of receiving the original decision. You can submit your request by calling 1800 800 110, through the myplace portal, or by sending a written request to the NDIA. Include your participant number, the specific decision you're challenging, and reasons why you believe the decision was incorrect.

The internal review process typically takes 60 business days, though complex cases may take longer. During this time, you can submit additional evidence that wasn't considered in the original decision. If the internal review is unsuccessful, you have the option to appeal to the Administrative Appeals Tribunal.

Review StageTimeframeSuccess RateNext Steps if Unsuccessful
Plan Review (Section 48)28 days67%Internal Review or wait for scheduled review
Internal Review (Section 100)60 business days43%AAT Appeal
AAT Review6-12 months35%Federal Court (limited grounds)

Pro Tip: Timing Your Funding Requests Strategically

Time your plan review requests strategically to maximise your chances of success. The best time to request a review is when you have fresh evidence of changed circumstances or unmet needs, rather than immediately after a rejected request. Allow time to gather comprehensive supporting documentation and consider having a support coordinator help you prepare your submission.

If your annual plan review is approaching within three months, consider whether to request an early review or wait for the scheduled review. Sometimes waiting allows you to gather more evidence, whilst other times immediate action is necessary to prevent gaps in essential supports.

Professional consultation on disability support options

Working with Plan Managers and Support Coordinators

Support coordinators funded under Category 7 can be invaluable allies when seeking additional NDIS funding. They understand the system's complexities and can help you build a compelling case for increased funding. Many support coordinators have established relationships with NDIA planners and understand what evidence resonates most effectively.

Plan managers can also provide detailed reports on your funding utilisation patterns, highlighting areas where you're consistently exceeding budgets or unable to access necessary supports. This data-driven approach often proves more persuasive than subjective complaints about insufficient funding.

If you don't currently have support coordination in your plan, consider requesting this as part of your review. Support coordination can be funded at various levels depending on your needs, and the investment often pays for itself through more effective plan utilisation and successful funding increases.

Comparison

Review TypeWhen to UseTimeframeSuccess RateCost
Scheduled Annual ReviewRoutine plan renewal60-90 daysStandard processNo cost
Unscheduled Plan ReviewChanged circumstances28 days67% get some increaseNo cost
Internal ReviewDisagreeing with decision60 business days43% successfulNo cost
AAT AppealInternal review unsuccessful6-12 months35% successfulPotential legal costs
Legal advocacy for NDIS participant rights

Checklist

Review your current plan utilisation

Check myplace portal to identify categories where you're consistently overspending or unable to access needed supports

Gather current professional reports

Obtain updated assessments from all healthcare providers that address your functional capacity and support needs

Document evidence of changed circumstances

Collect reports, medical records, or assessments that show how your situation has changed since your last plan

Calculate specific funding shortfalls

Quantify exactly how much additional funding you need in each category, with supporting calculations

Prepare your Section 34 justification

Clearly articulate how additional supports meet the reasonable and necessary criteria under the NDIS Act

Contact NDIA to request plan review

Call 1800 800 110 or use myplace portal, providing your participant number and specific reasons for the request

Submit all supporting documentation

Ensure the NDIA receives all relevant reports, assessments, and evidence before they make their decision

Follow up within required timeframes

If unsuccessful, ensure you request internal review within three months under Section 100 of the NDIS Act

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Educational materials for disability support planning

Frequently Asked Questions

How long does it take to get a decision on additional NDIS funding?
Plan review requests typically receive a response within 28 days of submission, though complex cases may take longer. Internal reviews under Section 100 of the NDIS Act take up to 60 business days. If you haven't heard back within these timeframes, contact the NDIA on 1800 800 110 to follow up on your request status.
Can I request more funding if I haven't used all my current allocation?
Yes, you can request additional funding even if you haven't fully utilised your current plan. The key is demonstrating that your current allocation is insufficient for your reasonable and necessary support needs. For example, if your therapy allocation will run out before your plan period ends due to increased treatment frequency, this justifies requesting additional funding regardless of current utilisation.
What's the difference between a plan review and an internal review under NDIS legislation?
A plan review under Section 48 of the NDIS Act reassesses your support needs and can result in plan changes including funding increases. An internal review under Section 100 is a formal appeal process where you challenge a specific NDIA decision. Plan reviews are proactive requests for changes, whilst internal reviews are reactive responses to unsatisfactory decisions.
Do I need new assessments from healthcare professionals to request more funding?
Whilst new assessments aren't always mandatory, current professional reports significantly strengthen your case. Reports should be dated within the last 12 months and specifically address how your disability impacts your functioning and what supports are required. The more recent and comprehensive your evidence, the better your chances of securing additional funding.
Can my support coordinator help me get more NDIS funding?
Yes, support coordinators funded under Category 7 can be extremely helpful in requesting additional funding. They understand the NDIS system, can help gather appropriate evidence, and know how to present your case effectively to NDIA planners. Many participants find their investment in support coordination pays for itself through more successful funding requests and better plan utilisation.
What happens if my request for additional NDIS funding is rejected?
If your plan review request is unsuccessful, you have three options: request an internal review under Section 100 of the NDIS Act within three months, gather additional evidence and submit another plan review request later, or wait for your scheduled annual review. Internal reviews provide a formal avenue to challenge the decision with a different NDIA officer reviewing your case and evidence.

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